Running out of mobile data but can’t recharge immediately? No worries! Vodafone Idea (Vi) offers a data loan service for prepaid users who need instant internet access. Whether you’re in an emergency or just need some extra data for browsing, a Vi data loan can be a lifesaver.
What is Vi Data Loan?
The Vi Data Loan is a feature for prepaid customers to borrow a small amount of data (e.g., 100MB–500MB) in emergencies. The borrowed data must be repaid through your next recharge or via your account balance. The service is ideal for users who need immediate internet access but cannot recharge immediately.
Eligibility Criteria for Vi Data Loan
Before applying for a data loan, you need to meet certain requirements:
- Only prepaid Vi users are eligible.
- You must have low or zero data balance.
- Your number should be active for at least 90 days.
- You shouldn’t have any pending loan repayments.
How to Check Vi Data Loan Eligibility
USSD Code Method
Dial 1993*5# and check your eligibility instantly.
Vi App Method
- Open the Vi App.
- Navigate to the Data Loan section.
- Check if the loan option is available for your number.
SMS Method
Send “LOAN” to 144 and receive a reply with your eligibility status.
How to Get a Vi Data Loan Using USSD Code
- Dial 1993*5#.
- Choose the data loan option from the menu.
- Confirm the loan request.
- You will receive a confirmation SMS, and data will be credited instantly.
How to Get a Vi Data Loan Using Vi App
- Open the Vi App.
- Go to Recharge & Loans.
- Select the Data Loan option.
- Tap Confirm, and your loaned data will be credited immediately.
How to Get a Vi Data Loan Using SMS
- Send “DATA LOAN” to 144.
- You will receive a confirmation message.
- Reply with “YES” to confirm.
- Data will be credited to your account.
How Much Data Can You Borrow from Vi?
- 50MB – Validity: 1 Day
- 100MB – Validity: 2 Days
- 1GB – Validity: 3 Days
Charges and Repayment of Vi Data Loan
- The loan amount is deducted from your next recharge.
- There might be a small service fee (usually ₹2-₹5).
- You cannot take another loan until the previous one is repaid.
How to Check Vi Data Loan Balance
- Dial *199# and follow the instructions.
- Open the Vi App and check the data balance.
- Send “BAL” to 144 via SMS.
What Happens If You Don’t Repay the Vi Data Loan?
- Your next recharge will be adjusted to deduct the loan amount.
- You won’t be eligible for future loans until repayment.
- Your services might be restricted if you don’t repay.
Alternatives to Vi Data Loan
- Small recharge plans like ₹10 or ₹20 packs.
- Free bonus data offers from Vi.
- WiFi hotspots or borrowing data from a friend.
Common Issues and Troubleshooting
- Loan not available? Check your eligibility.
- Loan request failed? Try again after some time.
- Data not credited? Contact Vi customer care.
Vi Customer Support for Data Loan Issues
- Vi Customer Care Number: 198
- Email Support: customercare@vodafoneidea.com
- Visit Nearest Vi Store for assistance.
Conclusion
Vi Data Loan is a great feature for prepaid users who need instant data access. Whether through USSD, SMS, or the Vi app, getting a data loan is quick and hassle-free. Just ensure timely repayment to continue enjoying this service.
Also Read: How to take 1GB loan in Airtel?
FAQs About Vi Data Loan
Q1. Can postpaid users take a Vi data loan?
Ans. No, this service is only available for prepaid users.
Q2. How long does it take to receive the loaned data?
Ans. Usually, data is credited instantly after confirmation.
Q3. Can I take multiple Vi data loans?
Ans. No, you must repay your current loan before taking another one.
Q4. What happens if my loan request fails?
Ans. Try again after some time or contact customer support.
Q5. Is there a way to increase my Vi data loan limit?
Ans. Your loan limit may increase based on your recharge history.
